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What is Auto-Leasing?

Leasing is a type of financing that enables you to get a new or used car by paying only part of its full value.

Target Group:

All individual clients, or legal entities or enterprises that want to equip their staff with a car and want to preserve capital for other business needs. All those who are looking for a good fund management that ensures efficient reduction of tax and fees costs, as well as to all those aim at long-term planning.

Main features:

  • Amount: Up to 80% of the price.
  • Term: 24 - 72 Months.
  • Prepayment: Minimum 20% of the Purchase Price
  • Administration Commission: 0.5 - 1% above the Purchase Price payable simultaneously with the Prepayment.
  • Lease Instalments: Equal monthly payments.
  • Insurance: Full Casco Insurance, TPL with Bank Credins Sh.a. as Beneficiary Life Insurance will be Optional.
  • Other warranties: The leasing product does not provide warranty as the item itself serves as such.
  • Processing Time: For individuals - 1 working day while for entities 2-3 working days.

Do you need more information?

See you in our branch! Our leasing experts will help you choose the financing model that best suits your budget or investment plans by serving as your financial consultants.

What is leasing for Trucks, Trailers, Buses and Transporters over 7,500 kg?

Leasing is a type of financing that enables you to get a new or used transportation means by paying only part of the full value of the product you choose.

Target Group:

Transportation Companies carrying out National and International Activities, Wholesale Companies, Companies operating in the Construction Sector, Companies operating in Public Transportation and Companies operating in the field of Manufacture and Services.

Main features:

  • Amount: Up to 80% of the price.
  • Term: 24 - 84 Months with residual value of 0 %.
  • Prepayment: Minimum 20% of the Purchase Price
  • Administration Commission: 0.5 - 1% above the Purchase Price payable simultaneously with the Prepayment.
  • Lease Instalments: Equal monthly payments.
  • Insurance: Full Casco Insurance, TPL with Bank Credins Sh.a. as Beneficiary Life Insurance will be Optional.
  • Other warranties: The leasing product does not provide warranty as the item itself serves as such.
  • Processing Time: For individuals - 1 working day while for entities 2-3 working days.

Do you need more information?

See you in our branch! Our leasing experts will help you choose the financing model that best suits your budget or investment plans by serving as your financial consultants.

What is leasing for Machinery, Equipment and Production Lines:

Leasing is a type of financing that enables you to get a new or used vehicle by paying only part of the full value of the product you choose.

Target Group:

This product was designed for businesses operating in the field of road construction infrastructure, commercial and residential facilities construction, manufacturers of concrete and inert materials, manufacturers of food products, alcoholic and non-alcoholic beverages, clothing and footwear manufacturers, plastic and metal material manufacturers, dental clinics and dental laboratories, (licensed) medical clinics, advertising agencies and companies, printing houses, active companies in telecommunication, television and radio stations.

Main features:

  • Amount: Up to 75% of the price.
  • Financing Term: 24 - 84 Months with residual value of 0 %.
  • Prepayment: Minimum 20% of the Purchase Price for Mobile Equipment. Minimum 40% for Immovable Production Lines
  • Administration Commission: 0.5 - 1% above the Purchase Price payable simultaneously with the Prepayment.
  • Lease Instalments: Equal monthly payments.
  • Insurance: Third party, Fire and Theft Full Coverage Insurance, as well as Life Insurance from Accidents for the Lessee with Credins Bank as Beneficiary.
  • Other warranties: The leasing product does not provide warranty as the item itself serves as such.
  • Processing Time: For individuals - 1 working day while for entities 2-3 working days.

Do you need more information?

See you in our branch! Our leasing experts will help you choose the financing model that best suits your budget or investment plans by serving as your financial consultants.

What is leasing for Immovable Property:

Leasing is a type of financing that enables you to get an immovable property by paying only part of its full value.

Target Group:

  • Amount: Up to 70% of the price.
  • Financing Term: 36 - 120 Months.
  • Prepayment: Credins Bank will require a prepayment from the Client of no less than 30% of the Property Value, according to the Assessment Report.
  • Administration Commission: 0.5 - 1% above the Purchase Price payable simultaneously with the Prepayment.
  • Lease Instalments: Equal monthly payments.
  • Insurance: Third party, Fire and Theft Full Coverage Insurance, as well as Life Insurance from Accidents for the Lessee with Credins Bank as Beneficiary.
  • Other warranties: The leasing product does not provide warranty as the item itself serves as such.
  • Processing Time: For individuals - 1 working day while for entities 2-3 working days.

Do you need more information?

See you in our branch! Our leasing experts will help you choose the financing model that best suits your budget or investment plans by serving as your financial consultants.

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