Voluntary Pension Fund - Credins Pension

The right investment to enjoy retirement age with lots of benefits. Credins Pension is a voluntary pension fund dedicated to all those who wish to benefit from supplementary pension, managed by the Company of the Pension Funds and Collective Investment Undertakings.

How it works?

You can access the fund through two schemes:

  • Only the individual may contribute to the Voluntary Pension Fund, to the extent and for the period desired.

  • The employer or/and the employee shall make contributions to the fund for the benefit of the employees. There are two alternatives to membership in the professional scheme:

    • Employer only contributes to his employees to the extent determined by the employer himself;
    • In addition to the employer’s contribution, the employee himself contributes to the fund.

For detailed information visit: www.credinsinvest.com

Advantages and Features

Low risk: Fund investments are exempt from tax on interest and from capital gains tax.
Contributions are fully deductible from gross wages for tax calculation purposes up to certain limits.
Automatic Enrolment: The monthly enrolment for voluntary contributions to the occupational pension scheme is automatically carried out by the employer.
Inherited and transferable.
Transparent, online control option at any moment of its performance.
The minimum investment amount is 1,000 ALL.

Necessary documentation:

– Identity Card – Registration Form (for new clients) or updated one for existing clients) – Pension Fund Contract – Periodic Standing Order (if the client is investing on a monthly basis)

Credins Pension is a voluntary pension fund dedicated to all those who wish to benefit from supplementary pension, managed by the Company of the Pension Funds and Collective Investment Undertakings.

This post is also available in: Albanian

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