Agribusiness Loan is considered any financing provided to a profitable activity that generates income from agribusiness activity or invests in this field, in Albania’s rural or semi-urban area.

Target Group:

All farmers with a farmer/ Nuis/ business code constituting that part of population that resides in rural and semi-urban areas and whose income is mainly generated from agriculture, farming, fisheries, farming, agritourism, agricultural-processing or any other agricultural-farming related activity; All clients whose income are generated from agribusiness and their investment object are categorized by agricultural-products; as well as those clients whose investment is at least 70% in one of these agribusiness areas.

What is Agriculture - Livestock Loan:

It is a loan financed to farmers (equipped with Code/NIPT farmer) and businesses, to finance their investment needs in raw materials or auxiliaries, purchasing livestock, machinery and equipment, agriculture infrastructure, business environment, etc.

What is Agriculture - Farming Loan:

It is a loan financed to farmers (equipped with Code/NIPT farmer) and businesses, to finance their investment needs in raw materials or auxiliaries, purchasing livestock, machinery and equipment, agriculture infrastructure, business environment, etc.

What is Agriculture - Aquaculture Loan:

It is a loan financed to farmers (equipped with Code/NIPT farmer) and businesses, to finance their investment needs in raw materials or auxiliaries, purchasing livestock, machinery and equipment, agriculture infrastructure, business environment, plants, fish tubs etc.

What is Agriculture - Processing Loan:

It is a loan financed to farmers (equipped with Code/NIPT farmer) and businesses, to finance their investment needs in raw materials or auxiliaries, purchasing livestock, machinery and equipment, agriculture infrastructure, business environment, agriculture-processing, etc.

Main activities in the agriculture-processing sector are as follows: Dairy processing, olive oil, fruit and vegetable processing (including storage refrigerators), meat / slaughterhouses, cereals / grinding mill, fish, wineries / breweries, collection & processing of medicinal plants.

What is Agri-trade Loan:

It constitutes a loan financed to: Seed/ Seedling /Chemical Fertilizer Trading Points; Agricultural Pharmacies; Trading points for agricultural tools and aggregates; Fruit-vegetable collection points/storage refrigerators.

What is Agri-Consumer/Retail Loan covered by Mortgage/Investment/Purchasing/Residential Building Construction:

It constitutes a loan financed to farmers for personal use, including financing for furniture or home furnishings, purchasing/building or reconstruction, purchasing land, buying a car, etc.

Do you need more information? See you in our branch!

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Agribusiness Loan is considered any financing provided to a profitable activity that generates income from agribusiness activity or invests in this field, in Albania’s rural or semi-urban area.

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