Consumer loans? Should I apply for it?

Many of us wait for years to make true a wish or meet a need. Everyone has different plans, dreams or needs, but the opportunities to realize them are limited. Everyone who has a job, tries to save money every month to raise the amount needed to buy a car, a home appliance, a laptop, renovate the house, or pay the school tuition for the children, etc.

In many cases, we have to wait for years, as we are not always careful to save regularly. There are also cases when we have extra costs and we cannot save on a monthly basis, as expected.

Thus, we have to wait for a long time. For e.g. if we want to buy a car which costs 10,000 EUR, but we manage to save only 200 EUR per month, then, we have to wait 4 years to buy it. And this can happen only if we manage to set aside this amount on a monthly basis. But not everyone can afford it.

However, there is a solution, a fantastic opportunity offered by the banks through the product called “Consumer loan”. What is this loan? Many of you have never applied perhaps for a loan and are unaware of the opportunities or alternatives available, or do not want to have a credit relationship with the bank because want to avoid being in debt to someone.

There are 3 reasons why you should apply for a consumer loan:

• • It enables you to make true your dream/desire/need, without waiting for years. If you apply for a consumer loan at Credins bank, you can buy whatever you want today, up to the amount of 1.5 Million ALL, without waiting long. Enjoy the present, not tomorrow.

  • You can determine the amount and term of the loan, depending on the installment you want to pay per month. Neither less nor more. By assessing your monthly income and expenses and estimating how much money you can save per month, you can decide on the installment you will pay at the bank. Do not be afraid, the bank is your partner. By choosing Credins Bank, you can get useful advices and be informed on personalized options.

  • You can establish a good relationship with the bank. You shall also have a lot of benefits, if you pay regularly. Different banks, e.g. Credins bank, offer preferential packages of products and services to loyal customers, which are reviewed and improved every year, offering convenience and flexibility in the approving process.

  Do we have to wait for years? No, it is better not to miss a single day and be informed today. If you have a regular monthly income, do not hesitate. Buy whatever you wish, have fun.