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Micro Loan

It’s fantastic when things are done exactly as you planned

Micro Loan is a simple and flexible way to finance the opening, enlargement or improvement of your business activity. Credins Bank offers competitive interest rate, free life insurance, flexible payment plan according to the type and seasonality of business and prepayment of loan.

You can now receive funding up to 3.000.000 ALL at a maximum term of 5 years, through the following advantages:

  • Accelerated procedures.
  • Convenient terms.
  • Loan interests based on your income.


  • Fast procedures.
  • Competitive interest rate.
  • Financing from 40.000 up to 600.000 lekë for non licensed businesses.
  • Free life insurance.
  • Flexible payment plan according to the type and seasonality of business.
  • Prepayment of loan up to 24 months term with at least 6 monthly installment paid.

Required documents:

  • Personal identification documents.
  • Family Certificate.
  • Identification document of the guarantor.